Author Archives: samdyer

Looking for a trusted finance broker?

If you are looking for professional advice and assistance to find any loan, Ezilend Cairns can jump in and help.

We’re experts in all kinds of finance broking services, and our aim is to make it easy for you to access the products and funds that you need.

Let us do all the hard work for you! Ezilend Cairns will ensure the application process is kept quick and easy.

To discuss your personal loan needs or to make an enquiry, please contact us or apply now through our quick online application form!

Did you know it is easy to get a car loan when you are only on a centrelink pension?

Getting your loan approved1 on a pension may be easier than you think with Ezilend Cairns. As long as you meet our basic criteria and we are happy that the loan is suitable and affordable for you, then we will work with you to get your car loan approved as soon as possible.

Some of the pension types we will consider include1:

  • Centrelink Pensions
  • Aged Pension
  • Disability Support Pension
  • Carers Payment Pension
  • Veterans Affairs Pension
  • Totally & Permanently Incapacitated Pension (T&PI)
  • Single Parent Payment
  • Partnered Parent Payment

We’d like to see you driving away with your new car as soon as possible. If you already have a car or other vehicle in mind, or are looking to get pre-approved, so you know how much you could borrow first, we’d like to help. Your loan pre-approval offer is subject to final approval, once you have found your new vehicle.

If you are on a pension, as long as your income totals $1,6001 a month or more, that you are an Australian resident, then you are likely to qualify1.

You must:

  • Be over 18 years old
  • Income or benefits over $400 a week1
  • Be an Australian resident
  • Get your income paid into your bank account
  • Be employed or receiving Centrelink1

Get started by completing the short form to the right. Tell us a little about yourself and we’ll take it from there and we can give you a call back or you can continue your application, giving us all the information we need to assess your loan pre-approval.

1. Subject to verification, suitability and affordability

Switch from a credit card to a personal loan

Having difficulty making payments on time?

For easier management and better flexibility, how about a personal loan?

Unlike credit cards, with a personal loan you can benefit from:

  • Lower interest rates in comparison to most credit cards;
  • Fixed repayment schedule, meaning you can plan finances and know when you will have paid off your loan;
  • Flexibility in choosing your borrowing amount, loan term and the repayment frequency; and
  • No temptation to spend or ability to add extra debt.

Take out a personal loan with Ezilend Cairns and you can choose a payment plan and know your loan’s end date.

If you would like to discuss a personal loan further with our consultants, please contact or apply via our website.

Need those extra funds for stamp duty or settlement costs for buying a house?

Looking to buy a home but don’t have enough funds to make it happen?

Here at Ezilend Cairns, we have access to a wide range of personal loan specialists. Whether you need to:

  • Cover stamp duty costs
  • Raise the deposit for a mortgage
  • Pay mortgage settlement costs
  • Or even find the best mortgage deal available

We can help you access the finance you need to make your home ownership dream a reality.

Contact us today or apply online now on our website!

You can still finance that dream classic car with an unsecured personal loan!

Have you been keeping an eye on your dream antique car?

Are you unable to buy it because of a lack of funds?

Here at Ezilend Cairns, we have access to a panel of lenders who specialise in providing personal loans for vehicle purchases.

With unsecured personal loans of up to $40,000 and repayment terms of up to 84 months, we will find the best loan deal for you and help you finance your beautiful antique car quicker.

We will manage your application from initial enquiry to loan settlement, making it quick and easy for you to get the funds you need.

To get your antique car purchase on the road today, contact us or apply on our website today!

Bad Credit Car Loans

Have you tried to get finance before? Been told you have bad credit? Maybe you are ex-bankrupt? Have too many enquiries on your credit file? Perhaps you have a default? Don’t worry about any of this. Here at Ezilend Cairns we can help repair your credit history by providing our quality brokerage service! We have the widest range of lenders than anyone else in Cairns and we rest assure you that we will put the best case possible towards our lenders!

We can even finance you if you are:

  • Discharged bankrupt (Part X & IX)
  • Current bankrupt (Part X & IX)
  • Credit defaults (paid and un-paid)
  • Too many enquiries on your credit file
  • Bad repayment history

Providing your situation has changed since your bad credit event occurred, you have stable employment and haven’t had any new adverse events, we will be able to put a strong case together with our lenders to get you in your new or used vehicle as soon as possible.

Contact Us today to get the application process started!

Refinance your debt into one simplified repayment

If you’re currently struggling to meet your debt obligations, or are simply tired of keeping track of all your different repayments, a debt consolidation loan could be for you.

At Ezilend Cairns, we have access to a diverse panel of lenders and find you the best debt consolidation solution for your circumstances, which could help you:

  • Roll your current debts and repayments into one easy repayment
  • Manage only one set of fees and charges
  • Reduce the interest you pay
  • Escape revolving debt traps such as credit cards and payday loans
  • Become debt free quicker
  • Reduce the stress of managing multiple repayments
  • Free up some disposable income

A debt consolidation loan can be the first step to a brighter financial future.

To learn more about debt consolidation or to start an enquiry, contact us!